Gambling-related financial challenges?

In most cases, GamFin services are free to residents of states where we have active partnerships.

GamFin provides free, confidential financial counseling for individuals and families affected by gambling-related financial issues through partnerships with state agencies.

Individuals impacted by gambling-related financial issues often feel they have nowhere to turn. The added financial pressure can exacerbate anxiety and stress, which can lead to more gambling. Financial counseling can help relieve that pressure—helping you gain clarity, find a path forward, and restore hope.

Unlike financial advisers who focus on growing wealth, financial counselors help you address immediate financial issues and provide essential support to regain control, including managing debt, creating a spending plan, and setting up guardrails.

Coverage varies by state. Visit your state’s program page to see if free financial counseling is available where you live.

GamFin’s services are funded through partnerships with state governments, problem gambling councils, and other agencies committed to helping people impacted by gambling.

GamFin serves individuals experiencing financial distress due to gambling. Providers can also refer clients and integrate GamFin counseling into treatment plans. Services are available in states where GamFin has active partnerships.

Your information is safe and secure. GamFin is HIPAA-compliant and will only share information with your written consent. During your intake, you’ll have the opportunity to review and sign privacy forms.

Your first session will be with an intake specialist who will review your needs and match you with the right counselor.

The first meeting is focused on fact-finding. Counselors will ask questions, listen, and assess your situation. You can expect to leave with a strategy that includes concrete steps for moving forward.

On average, most people benefit from 3–4 sessions. More may be available if family members are involved or if your situation requires ongoing support.

We provide both one-on-one virtual sessions and virtual group financial counseling sessions.

Group sessions are free and open to anyone in the U.S., even if you don’t live in a state we partner with. They’re a supportive space where you can bring questions, get answers, hear from peers, and learn together.

No. Group sessions are completely voluntary. You’re welcome to just listen until you feel ready to participate.

You’ll meet with a professional financial counselor who understands gambling-related financial challenges. After several sessions, you’ll also receive a personalized GamFin Financial Recovery Plan™, which includes a budget and step-by-step strategies for moving forward.

It’s a personalized action plan created after your initial sessions. It outlines your budget, debt repayment strategies, and practical next steps for building financial stability.

No. Bankruptcy can sometimes be an option, but only as a last resort. For most people struggling with gambling losses, the better path is to repay debt and build a healthier relationship with money. Our counselors will help you explore alternatives first.

No. We do not provide loans or sell financial products. Our counselors don’t earn commissions and won’t try to sell you anything.

That’s okay. You can always come back when you’re ready. In the meantime, explore resources like 800gambler.org to learn more about gambling harms and support options.